first home buyer

Buying Your First Home

Turning your dream of homeownership into reality with the right loan. Let us guide you every step of the way.

first home buyer

Buy your First Home with Australia's Experienced Home loan broker.

Buying your first home is a lifetime milestone for most people, and with FINSAGE Financial Solutions' guidance, you can achieve this fast. We have plenty of tips for first-time home buyers to ensure you are informed and supported at every stage of your journey.
Our team of professional mortgage brokers takes little time to learn about your financial situation and long-term objectives. To ascertain your borrowing ability, we collaborate closely with you, outlining the effects of variables like income, credit history, and costs. We then find a suitable loan from our vast network of reputed lenders.

Why Choose FinSage Financial Solutions to buy your first home?


1
Tailored Assistance

Whether you choose variable or fixed rates, interest-only alternatives, or flexible repayment periods, we provide tailored assistance to help you select the best loan arrangement.

2
Market Comparison:

Our extensive lender network analyses several loan packages to get the most affordable rates and conditions that fit your objectives and budget.

3
Step-by-Step Assistance

Our professional mortgage loan broker walks you through each procedural step, from the first consultation to debt settlement.

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Budget mortgage broker

FinSage Advantage

Experience the Hassel Free Loan Process:

Navigating the home financing process may be intimidating at times. We will ensure that your loan application is completed in time for the lender meeting and negotiation, thus providing you a stress-free experience.

First Home Owner AU Governmental Grants and Incentives

As a first-time buyer, you can qualify for government assistance, including stamp duty exemptions and the First Home Owner Grant (FHOG). It can significantly lower the cost of your home. Our team will determine your eligibility and help you take full advantage of these perks, making your dream of homeownership more affordable.

Your home loan options

Choosing the right loan for you should come down to your individual circumstances and what works best for you to manage your finances in the short and long term. We assist you in weighing up the following considerations when deciding what could work best for you.

Variable Rate Loans

You should consider a variable interest rate loan when:

  • You want ultimate flexibility with your loan
  • You want to be able to make large principal repayments on your loan
  • You want to benefit from any interest rate reductions, but also have the capacity to absorb interest rate increases

Fixed Rate Loans

You should consider a variable interest rate loan when:

  • You are on a tight budget and need certainty of the repayment amount each month
  • You are an investor looking to achieve a fixed return on your investment
  • You believe interest rates may rise significantly in the future; however, you should also consider break costs that generally apply

Split Loans

You should consider a variable interest rate loan when:

  • If you want to have the best of both worlds then you might consider a split, or combination loan where part of the loan is fixed, and the remainder is on a variable interest rate.
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